Student discounts

Student discounts

Medical students who are members of Doctors Nova Scotia (DNS) receive discounted life insurance and disability insurance, and free membership to the Canadian Medical Association (CMA).


Disability benefits are provided by OMA Insurance. Your disability benefits will increase automatically as you progress through medical school and residency, from $1,500 during your first year up to $4,000 in your fourth year, without providing medical evidence or answering health questions.

Discount highlights: 

  • $100,000 of complimentary life insurance

  • Up to 75% discount on disability insurance

  • No medical evidence required